Bob Mills Furniture & Mattress Financing Options
The Bob Mills Furniture Credit Card™
60Months
special financing available†
† The Bob Mills Furniture credit card is issued with approved credit by Wells Fargo Bank, N.A.
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Not Everybody Has Perfect Credit
The Bob Mills LITE™ Card is designed for people with good, but not neccessarily perfect credit history.
- Approvals up to $7500
- Decision within seconds
- Revolving lines you can use again later
- No prepayment penalty*
*Disclamer: This credit card is issued with approved credit by Fortiva Retail Credit, a revolving line of credit financing program offered by The Bank of Missouri.
Other Leasing Options
Koalafi® Lease-To-Own Financing
A fast and easy solution for customers that need a no-credit financing option.
- High Approval Rates
- Flexible Payment Options
- Approval process that takes seconds
- Early Purchase Options
- Simple. Fast. Transparent
- No Credit Needed*
* We do perform a credit check on customers as part of our application process. “No Credit Needed” does not imply no credit check. This is a lease-to-own product. You will not own the leased items unless you make all scheduled payments or prepay in accordance with the lease. Details may vary by state.
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Progressive Leasing™
No credit is needed with the Progressive Leasing program that offers a 90 day Purchase option.
- NO CREDIT NEEDED
- Instant Decisions
- Flexible Payments
- A 90 Day Purchase Option
- Early Purchase Options
- 12 Month Max Lease
- Customers Get It Today
- Low Initial Payments
Universal: Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer’s cash price. Select items only. At anytime, you may purchase early or return merchandise and cancel lease. Not available in MN, NJ, WI. No Credit Needed: Progressive Leasing obtains information from credit bureaus, but a credit history is not required. Not all applicants are approved. 90-Day / Early Purchase Option (Placement Requirement): This disclosure must be placed next to, or directly below, the applicable trigger term. It should not be placed at the bottom of the page. Combined Disclosure: Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early, or to cancel lease and schedule return of merchandise, you must call 877-898-1970. Retailer cannot activate early purchase options. Universal for Wireless (including Cricket): Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer’s cash price and is billed separate from your service/data plan. Select items only. At anytime, you may purchase early or return merchandise and cancel lease. Not available in MN, NJ, WI.
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8.99% APR with 60 Equal Monthly Payments†:
†The Bob Mills Furniture credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $500 or more charged with approved credit. Deposit required in the amount of sales tax. The special terms APR of 8.99% will apply to the qualifying purchase, and 60 monthly payments equal to 2.0888% of the original special terms balance are required. The advertised terms are an estimate assuming required monthly payments are made on the payment due date; no other balances are currently carried or will be carried on the account; and no additional charges are or will be added to the account. Because your actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms. The special terms APR will continue to apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees (such as a late payment fee) or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit wellsfargo.com/plccterms (PDF).